Speaker, Author, Consultant, Fraud Examiner

I once stood in the grand halls of the Louvre, surrounded by art and artifacts, protected for centuries. Sculptures carved with the hands of artists long passed, and the glittering crown jewels of French royalty — relics of a vision, crafted with patience and protected through centuries. I was mesmerized by how subtle the artistry could be: a sculptor chiseling away everything not part of the vision, a painter layering color so finely that a face looked like porcelain. It was overwhelming and beautiful. I could have spent days there.
So you can imagine my disbelief when I heard how easy it was for thieves to pull off the heist.
On October 19, 2025, four men disguised as workers used a crane vehicle with a lift, mounted it to an upper window of the museum’s façade, and, in about 7 minutes, gained entry, smashed display cases, removed 8 priceless jewelry pieces, and escaped by motorcycle. The estimated value? €88 million (about $102 million) — not counting their lost cultural and historical significance.

How the Break-In Happened

Investigators found shocking lapses in security:
  • The entry window was unalarmed and easily breached.
  • Display cases were not reinforced, giving the thieves quick access.
  • They wore reflective vests and acted confidently, appearing legitimate.
  • Two suspects were quickly caught, but the recovery of the jewels remains uncertain — experts warn they could be recut or melted within days.
  • The museum’s director admitted the theft “was not inevitable” but was due to outdated surveillance systems and poor coverage.
In an institution famed for safeguarding history, the basic protections failed miserably.

Lessons From the Louvre: What Practice Owners Should Learn

1. “It Could Never Happen to Me” Is the Greatest Lie in Dentistry

Every practice owner thinks they’re safe. They trust their team. They believe loyalty, longevity, and familiarity protect them. So, cameras feel unnecessary. Practice-management security controls seem excessive. And reviewing reports feels redundant.
But that mindset—“it could never happen here”—is exactly what every embezzler counts on.
The Louvre had the same illusion: centuries of reputation built on security, and still, priceless pieces were stolen in seven minutes. Safety is never about assumption; it’s about vigilance.

2. The Thieves Looked Legitimate—Just Like Embezzlers Do

Similarly, the Louvre thieves blended in as authorized workers, donning reflective vests, using professional equipment, and projecting calm confidence. No one challenged their presence—a pattern mirrored in dental practice embezzlement.
Embezzlers do the same. They walk in smiling, resume polished, references glowing. They look like the next best hire, not a thief. That’s why background checks and doctor-to-doctor reference calls matter. The goal isn’t suspicion—it’s protection.

3. The Longer They Get Away With It, the Sloppier They Become

Thieves get comfortable. So do embezzlers. In every major case I’ve investigated, the thief grew more careless over time. Duplicate refunds, forged signatures, missing deposit slips—all signs of someone who believed no one was watching.
Oversight isn’t about mistrust; it’s about accountability. Without it, you’re leaving your practice jewels unattended—and in too many cases, those missing jewels have delayed a doctor’s retirement plan by years.

4. Shock and Denial Don’t Prevent Loss

When I start telling stories of embezzlement, the room always goes quiet. Dentists are astounded—how could anyone steal from a dental practice? A place of healing, care, and trust? It feels unthinkable.
But so did the Louvre heist. No one expects betrayal in a sacred space. Yet denial has never protected anyone’s assets. Believing “we’re different” is what allows the cracks to form.

5. After the Damage, Everyone Promises It’ll Never Happen Again

Once an embezzlement is discovered, practice owners ask the same question: “How do I make sure this never happens again?”
The answer: you can’t completely. There will always be brazen opportunists—polished, personable, and patient—waiting for access and timing. The Louvre will strengthen its glass, add alarms, and retrain guards. But determined thieves will still exist.
Your best defense isn’t false security—it’s constant oversight, internal accountability, and professional partnership with experts who know what to look for.

What You Must Do Now

If you’re a practice owner, consultant, or anyone responsible for safeguarding financial integrity, treat your systems the way the Louvre should have treated its jewels—with layered protection and independent oversight.
  • Build intentional back-to-back accountability.
    Your practice management and accounting systems can’t technically integrate, but they can—and must—align. The flow of money between the two should mirror one another, with matching controls and cross-checks that expose discrepancies.
  • Outsource report generation to an independent reviewer.
    Whether it’s a trusted advisor, an experienced bookkeeper, or someone like me, the person generating and reconciling reports should not be the same person who posts transactions or handles deposits. External oversight removes bias and ensures nothing gets quietly “adjusted” before you see it.
  • Know who holds the keys.
    You’d be amazed at how many doctor owners have no idea who has administrative rights to their practice software, how to access their merchant services account, or even the login for their patient finance provider. That’s the digital equivalent of leaving the museum unlocked and hoping for the best.
  • Audit regularly—just like corporations do.
    Large companies conduct annual external audits not because they expect theft, but because they understand risk. Dental and healthcare practices are no less vulnerable; in fact, they’re often more so, because they rely on trust instead of structure. An independent audit—quarterly or even annually—can catch what you don’t know to look for.
  • Use your reports wisely.
    Your software likely produces dozens of reports you’ve never seen. Learn them. Review them. And if you don’t know what they mean, ask for help. Oversight isn’t micromanagement—it’s simply management.
  • Plan for prevention, not reaction.
    Create a comprehensive action plan for oversight—even if you hope you’ll never need it. Build in security layers, designate responsibilities, and invest the time and money now. Because the cost of implementation will never come close to the cost of an embezzlement investigation—or the emotional toll that follows.
Just as the Louvre’s outdated systems invited theft, outdated practice operations invite financial loss. I am sure they had a plan to update their systems, sometime in the future but they just never got around to it. Protecting your practice is not paranoia—it’s prudence.

Closing Reflection

The Louvre heist is more than a sensational art crime. It’s a mirror. It reflects how easily something deeply valuable—whether history, trust, or financial health—can be taken when systems fail. It doesn’t matter how priceless the asset is. What matters is how vulnerable the protection is.
In your practice or business, what you guard may not be crown jewels—but it is your reputation, your livelihood, your legacy. And the guardianship you put in place matters.
If you’d like help developing oversight systems, auditing controls, or building integrity protocols that make embezzlement as unlikely as a daylight museum heist, let’s talk. Because the most expensive thing isn’t the loss—it’s discovering it too late.